PLANNED GIVING
Planned gifts are becoming an increasingly important part of The Harbour School’s funding. Many of our special friends support The Harbour School with a planned gift, and at the same time, provide a more secure future for their loved ones.
Planned giving can be as simple as a donation of appreciated stock or as complex as a part of your estate plan. Either way, our objective is to ensure your philanthropic goals are achieved. Feel free to contact the Director of Development when considering planned gifts. We will work with you and your financial planners to ensure your goals are understood and achieved.
If you have already included The Harbour School in your estate plans, please call and let us know. We’d very much like to show our appreciation for your thoughtful gift and by letting us know, we can help ensure your intentions are carried out.-
Planned Giving Tools
Careful estate planning preserves your wealth, lowers estate and income taxes, perpetuates your values and provides for your family and loved ones. Several planning tools are available to you.
Your Will or Estate Plan
A bequest is one of the easiest and most cost effective ways of ensuring that your family and friends are provided for while helping The Harbour School for generations to come. Here are some ways to include us in your will:
A Specific Bequest to The Harbour School
"I give, devise, and bequeath to The Harbour School located at 1277 Green Holly Drive, Annapolis, MD 21409 $_______."
A Percentage Bequest to The Harbour School
"I give, devise, and bequeath to The Harbour School located at 1277 Green Holly Drive, Annapolis, MD 21409 _______ percent of my estate."
A Residual Bequest to The Harbour School
"All the residue of my estate, including real and personal property, I give, devise, and bequeath to The Harbour School located at 1277 Green Holly Drive, Annapolis, MD 21409.
Other tools for planned giving include:
Appreciated Stock
"Long term" appreciated securities (stock you have owned at least a year and a day) are among the most advantageous ways of donating to your favorite charity. With gifts of stock, you can avoid capital gains taxes, garner substantial income tax savings and may be able to avoid estate taxes as well.
Insurance
You can establish a policy or transfer a no longer needed, fully paid insurance policy to naming The Harbour School as owner and beneficiary.
Charitable Gift Annuity
These popular investments allow you to make a charitable contribution to The Harbour School while providing fixed and guaranteed lifetime income for you and/or for a loved one. Additionally, charitable gift annuities allow you to receive tax advantages that make your gift even more valuable.
Trusts
People often find it helpful to establish a Charitable Remainder Unitrust or a Charitable Remainder Annuity Trust. These trusts provide the donor with income for life. After providing the lifetime income, The Harbour School receives whatever remains in the trust. With a trust you receive income tax benefits, you may reduce capital gains and estate taxes and help The Harbour School continue to meet the pressing needs of the students we serve.
Contact the development office at 410-974-4248 or by email Yvonne Hudson, Director of Development at yhudson@harbourschool.org to discuss ways in which you may support the work of The Harbour School.
